On-Bill Repayment
Back to Find Financing
Print Preview >
San Joaquin Power's Energy Efficiency Loan
San Joaquin Power's Energy Efficiency Loan
Property Types
Verified by Lender on: 07/12/2017
Types of Financing
Financing & Payment Information
Term (years):
5 - 10
Minimum Amount:
$5,000
Maximum Amount:
$75,000
Fees:
None
Money Down Required:
No
Repayment Method:
Off-bill loan (Direct to Lender)
Payment Frequency:
Monthly
Pre-Payment Penalty:
Yes
Allowable Projects
Funds Renewable Energy projects
Other Program Requirements
Financing Approval Time
Immediate
Equity in Property Needed
No
Financial Products
| Lien type | Secured loan |
| Re-Payment Method | Off-bill loan (Direct to Lender) |
| Property Types | |
| Automatic payment option available | Yes |
| Requires utility incentive program participation | No |
| Must use Program's pre-approved contractors | No |
| One-time fees (% of total financing) | No |
| One-time fees (fixed) | No |
| Ongoing fees | No |
| Financing Amount | $5,000 - $75,000 |
| Financing Term (yrs.) | 5 - 10 year(s) |
| Rate | 5.49% |
| Money Down Required? | No |
| Credit Enhancement Available | Insurance,Lower FICO |
| Transferrable | No |
| Prepayment Penalty or Fee | Yes |
| Tax Deductibility | No |
| Minimum Credit Score Required | No |
| Equity in Property Required | Yes |
| Debt to Income Ratio Required | Yes |
| Involuntary Property Liens Allowed | Yes |
| Foreclosures Allowed | Yes: Any Time |
| Bankruptcies Allowed | Yes: Any Time |
| Mortgage Lender Consent/ Acknowledgement | No |
| Must be current on property taxes | No |
| Must be current on mortgage | Yes |
| Loan to value | No |
| Debt Service Coverage Ratio | Yes: 0 |
| Financing Approval Time | Immediate |
| Projected Energy Savings/Cash Flow is considered | Unknown |
| Must be current on utility bill | Unknown |
Upgrades Covered
No Results
FAQ's
Through our Contractor Marketplace, you can search for contractors and find the right fit for your project. You find out details about the contractor such as what types of certifications they have and where they are located. You can also directly find reviews when available. From there it is easy to connect and get started with your projects. A quality installation of equipment increases the benefits and efficiency of your new equipment.