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Find and compare financing options available near you.
Find a financing option that is right for you, see which measures in your plan can be financed, and find and compare vendors.
On-Bill Repayment
On-Bill Repayment is a loan from your utility where repayments are made on your monthly utility bill.
On-Bill Repayment
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Eligibility Req: Many energy and water efficiency property improvements
Improvements: Energy & water efficiency
Improvements: Energy & water efficiency
Program | Terms | Rate | Fin Available | Compare | |
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First Community Bank |
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6.5% | $7,500 - $30,000 |
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First Community Bank |
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6.5% | $2,500 - $30,000 |
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Bank of the West |
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6.99 - 7.99% | $1 - $25,000 |
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Secured
A Secured Loan is a loan in which the borrower pledges some asset (e.g. property) as collateral for the loan. An example of a secured loans is a home equity loan, which is often used for home improvements.
i.e. home equity
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Eligibility Req: At homeowner discretion
Improvements: Energy & water efficiency
Improvements: Energy & water efficiency
Vendor | Terms | Rate | Fin Available | Compare | |
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YgreneWorks |
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Market Rate | $50,000 + |
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Bank of the West |
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6.99 - 7.99% | $1 - $25,000 |
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Point Loma Credit Union's Solar Loan |
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6.5 - 8.00% | $30,001 - $100,000 |
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Point Loma Credit Union's Solar Loan |
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6.5 - 8.0% | $20,001 - $30,000 |
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VA Renovation loan by imortgage |
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Market Rate | $50,000 + |
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Matadors Solar Loan Program |
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5.99 - 8.99% | $10,000 - $75,000 |
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Matadors Solar Loan Program |
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6.99 - 10.99% | $10,000 - $50,000 |
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Green Street Lending |
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6.5 - 8.25% | $5,000 - $150,000 |
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Zero Percent On-Bill Financing |
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4.99 - 6.99% | $2,500 - $50,000 |
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Santa Cruz Community Credit Union's Energy Efficiency Loans |
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2.75 - 4.75% | $25,001 - $40,000 |
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Santa Cruz Community Credit Union's Energy Efficiency Loans |
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2.00 - 4.0% | $10,001 - $25,000 |
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Santa Cruz Community Credit Union's Energy Efficiency Loans |
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1.75 - 3.75% | $5,001 - $10,000 |
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Santa Cruz Community Credit Union's Energy Efficiency Loans |
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1.5% - 3.5%% | $1 - $5,000 |
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Green Street Lending |
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6.5 - 8.25% | $5,000 - $150,000 |
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CHF Loans |
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6.5% | $1 - $50,000 |
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CHF Loans |
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6.5% | $1 - $50,000 |
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Santa Cruz Community Credit Union's Solar Power Loans |
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4.99 - 6.99% | $5,000 - $75,000 |
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CEC Energy Efficiency Financing Program |
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5.0 - 6.49% | $50,000 + |
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On Bill Financing |
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4 - 6.00% | $10,000 - $265,000 |
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On Bill Financing |
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4 - 6.0% | $10,000 - $265,000 |
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Solar Specific
Solar Service Agreements (PPAs and Leases) are contractual arrangements between solar vendors and customers who want the benefits of solar without the investment and other hassle of ownership. Leasing a solar system is similar to leasing a car – you pay your solar provider a monthly fee to lease their solar panels. A PPA is where you pay for the amount of power you use from the solar panels they install. Generally, Solar Service Agreements require a FICO score of 650 or above.
Lease or PPA
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Eligibility Req: Solar panels
Improvements: Energy & water efficiency
Improvements: Energy & water efficiency
Vendor | Terms | Rate
Agree to a set price per kW for the power
generated.
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Fin Available | Compare | |
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Bank of the West |
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6.99 - 7.99% | $1 - $25,000 |
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SunRun |
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Market Rate | Total Solar System |
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Sungevity |
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Market Rate | Total Solar System |
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SunRun |
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Market Rate | Total Solar System |
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Sungevity |
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Market Rate | Total Solar System |
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Unsecured
An Unsecured Loan is a loan that does not require a pledge of assets to obtain the loan. Unsecured loans typically have higher interest rates than secured loans since they are regarded as a more risky loan; borrowers typically need higher credit ratings to be approved for an unsecured loan.
i.e. credit cards, store credit
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Eligibility Req: At homeowner discretion
Improvements: Energy & water efficiency
Improvements: Energy & water efficiency
Vendor | Terms | Rate | Fin Available | Compare | |
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Matadors Solar Loan Program |
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Market Rate | $1 - $5,000 |
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Green Street Lending |
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Market Rate | $1,000 - $50,000 |
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Bank of the West |
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6.99 - 7.99% | $1 - $25,000 |
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Neighborhood Housing Services Revolving Loan Fund |
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0.00 - 2.00% | $1 - $3,000,000 |
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Neighborhood Housing Services Revolving Loan Fund |
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Market Rate | $1 - $3,000,000 |
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Matadors Residential Energy Efficiency Loan (REEL) Program |
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5.99 - 7.99% | $2,500 - $50,000 |
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Home Energy Loans |
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Market Rate | $5,000 - $250,000 |
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Home Energy Loans |
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Market Rate | $0 - 15% of property value |
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The Energy Loan Program |
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6.60 - 10.00% | $25,000 - $50,000 |
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The Energy Loan Program |
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6.60 - 10.0% | $1,500 - $50,000 |
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The Energy Loan Program |
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6.60 - 10% | $10,000 - $50,000 |
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Windsor Efficiency PAYS |
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Market Rate | $5,000 - $250,000 |
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Windsor Efficiency PAYS |
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Market Rate | $5,000 - $100,000 |
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On-Bill Finance |
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Market Rate | $5,000 - $100,000 |
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On Bill Financing |
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Market Rate | $5,000 - $100,000 |
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On Bill Financing |
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Market Rate | $5,000 - $250,000 |
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On-Bill Finance |
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Market Rate | $5,000 - $250,000 |
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On-Bill Finance |
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Market Rate | $5,000 - $250,000 |
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Point Loma Credit Union's Solar Loan |
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5.0 - 7.0% | $1 - $20,000 |
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Green Street Lending |
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Market Rate | $1,000 - $50,000 |
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Awaiting Approval by Lender
There are many energy financing products in the market. The Go Green Financing team attempts to verify product information with the lender before listing the product details. Financing products in this section have not been verified; therefore, we only provide limited information.
If you are a vendor and would like to verify your product, please contact us here.
If you are a vendor and would like to verify your product, please contact us here.
Awaiting Approval by Lender
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